Don’t invest unless you’re prepared to lose money. This is a high risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take two minutes to learn more
Invest & Earn Regular Monthly Income
Proplend enables individual and corporate investors to earn regular monthly income by investing in Commercial Property Loans.
ABOUT US
Platform Statistics
£235m
Loans Funded
£9m+
Interest Paid (Before Fees)
8.26%
Avg net return over 7 years
ABOUT US
Platform Statistics
£235m
Loans Funded
266
No of Loans Funded
£9m+
Interest Paid (Before Fees)
8.26%
Actual return weighted average
Average Annual Interest Rate (Avg. AIR)*
6.05%
Tranche A
(0-50% LTV)
7.87%
Tranche B
(51-65% LTV)
9.81%
Tranche C
(66-75% LTV)
*Annualised percentage return after fees, but before bad debt and taxes for active loans on the platform for the 12-month period to 31 December 2022, with Interest not re-lent. Calculated taking an average of the Annual Interest Rate (AIR) across all loans. The average AIR isn’t weighted based on the value of monies lent and assumes that the average AIR is achievable based on lending the same amount to all loans listed on the platform. Past performance is not a reliable indicator of future performance. Tax treatment depends on individual circumstances and may be subject to change.
WHY COMMERCIAL PROPERTY DEBT?
Regular monthly income combined with high levels of capital protection
Invest in Commercial Property Debt
Debt is the safest type of property investment. It sits senior to the Borrower's equity, providing a cushion which protects the Lender's investment and it's secured by a 1st legal charge.
Earn Regular Monthly Income
The Borrower uses the rental income received from the tenanted properties to make regular monthly interest payments, which is then distributed to Lenders. Interest can then be reinvested or paid out as income .
High levels of Capital Protection
All Bridge & Term loans are secured by way of a 1st legal charge on a commercial property. With a choice of up to three loan to value-based risk 'Tranches', Lenders can choose the risk-return levels they are comfortable with.
Account Types?
Lending Account Types
1
'Classic' Account - Unlimited investment but income Taxable
For Individuals, Corporates & Institutions. No investment limit, interest is paid Gross but all income earned will be taxable at the Lenders current prevailing tax rate.
2
Innovative Finance ISA - Tax-Free Returns
Invest via our Flexible Innovative Finance ISA & earn the same interest rate returns, tax free. Subscribe to the current year or Transfer in previous years ISA holdings.
3
Pension Investments - Tax Free Returns
Invest via your SIPP or SSAS pension wrapper & earn the same interest rates, tax free.
HOW TO INVEST
It's a quick & simple process
Register & Deposit funds
Complete the online registration process, self categorise your investor type & take the appropriateness test. Then fund your account.
Investment Control
Choose whether to invest automatically via Always On or manually via Self Select. Then decide on your level of risk & the maximum amount you want to invest in each loan. Our Client Money Account is held with Barclays Bank.
Invest & Earn
Manage & monitor your account & loan investments via your simple & secure Lender Dashboard. Reinvest income or make automated monthly withdrawals.
Happy Customers
Customer satisfaction is our major goal. See what our customers are saying about us.
Happy Customers
Customer satisfaction is our major goal. See what our customers are saying about us.
I welcome the opportunity to write this review for Proplend . In 2006 I was badly injured in a road accident, which resulted in me finding it very difficult to work . Thankfully, I was awarded a large sum in compensation which then created its own problems. How could I best protect my capital and earn enough to live a reasonably comfortable life ? Initially I deposited the proceeds with several banks and building societies, until rates dropped to totally unacceptable levels. My father then suggested P2P lending, especially Proplend . This advice has proved to be a godsend. I am currently earning a monthly net interest rate of 6-87% with them . I have not lost a single penny of my capital in the numerous investments I have made , and unlike the Banks and building Societies, they do not penalise you with lower interest rates if you invest in their IsA . If you have a query , you are rewarded with a friendly voice, rather than answer phones and endless irritating music when you ring . Since investing with them , besides earning a good income, I have actually increased my Capital
Trudy
Proplend Investor
Proplend an excellent choice I am so happy to have the opportunity to review Proplend. Besides myself, I help the rest of my family with their investments. I discovered P2P lending investments almost ten years ago and have invested heavily in them since. The bulk of those investments are now with Proplend and you may ask why. Quite simply, it is my opinion that they are the best. The returns are excellent and paid monthly. The risk is extremely low, especially if you spread your investments. I would advise anyone considering Proplend to check the 4thway website - it is invaluable as they independently review all P2P lenders. Needless to say Proplends' reviews are excellent. If you need to ring them, don't expect to listen to an answerphone. Instead you will get a friendly voice to help you with your query. I wholeheartedly recommend Proplend to anyone looking to get a good solid return on their money.
Tony
Proplend Investor
Try Proplend I am delighted to have the opportunity to write this review for Proplend. When I retired, although comfortable financially, I needed to supplement my pension. With most of my savings in Cash Isa's and with interest rates dropping dramatically, I needed to find an alternative for my investments, as my experience with shares and bonds had been mixed. When I investigated P2P lending using the 4thway website, I discovered Proplend, and found their reviews were excellent. My requirements were totally fulfilled. They paid high interest payments monthly, my capital felt very secure, and the team are very friendly. Even during Covid, there was no sign of any problems. I have thoroughly enjoyed the whole experience with Proplend, and would suggest to anyone considering investing in them to read the wonderful reviews on the totally independent site 4thway.
Judy
Proplend Investor
It seems strange doing a review for Proplend whilst my balance is zero. Until recently I had the majority of my life savings invested with them. Having just purchased a new flat, I needed to raise every penny I could. I was able to sell all my investments, and they charge just 0.5%. My investments were made leading up to and during Covid and were unaffected by that, or the cost-of-living crisis. I look around my flat at the many little luxuries I have been able to afford thanks to the wonderful returns I received from Proplend. It is my opinion that they are the best P2P site for security of funds and income, and I will be reinvesting with them at the earliest opportunity. Steven Griffiths.
Mr Steven.
Proplend Investor
Some years ago My father suggested that I consider proplend for my saving. At the time I was earning next to nothing from the bank and building society and this turned out to be the best financial advice I could have had at the time. My investments have earned a net return of just over 7% during this time and despite COVID and the cost of living crisis. What I have tended to do is use the interest that is paid monthly towards unexpected expenditure such as replacing my TV , fridge freezer,washing machine and computer I have also put in new flooring and tiled my bathroom.
Ashley
Proplend Investor
Been investing with them for a good period now and find the experience high quality
Simon
Proplend Investor
REGISTER AS A LENDER AND ENJOY