Don’t invest unless you’re prepared to lose money. This is a high risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take two minutes to learn more
SIPP & SSAS Pension Accounts
Earn tax-free income using funds held within your SSAS or SIPPs pension accounts.
PENSION
Investing via Your Pension - Summary
Register & Deposit funds
Register via your Pension Administrator, categorise your investor type & take the appropriateness test. Your Administrator will fund your account.
Investment Control
Choose whether to invest automatically via Always On or manually via Self Select. Then decide on your level of risk & the maximum amount you want to invest in each loan. Our Client Money Account is held with Barclays Bank.
Invest & Earn
Manage & monitor your account & loan investments via you simple & secure Lender Dashboard. Reinvest income or withdraw it monthly.
SIPP & SASS
Investing via Your Pension - Summary
Your Proplend account will be set up by your pension provider
Your pension administrator will set up an account on your behalf. You as the beneficiary will be able to manage the account.
Interest is paid tax-free to your Proplend pension account
Interest earnt will be paid into your Proplend account and held within your tax free pension wrapper.
Restrictions
Pensions cannot be used to make loans to connected parties or for property with any residential element. Some of the loans on the Proplend platform may therefore be unavailable to pension accounts.
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Over 70% of all funds lent on the Proplend platform sit within a tax free wrapper.
Types of Pension Accounts
Self Invested Personal Pension (SIPP)
A type of Personal Pension Scheme, SIPPs allow individuals to make their own investment decisions from a range of approved investments - P2P lending included. SIPP providers decide which investments they offer.
Small Self Administered Pension Scheme (SSAS)
A type of Occupational Pension Scheme established individually under trust - usually by the directors of Limited Companies for specific employees. SSAS offers the widest range of approved investments.
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