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Loan Interest Rate & Risk

We have had a number of Lenders ask about how loan pricing is set and why some loans with the same LTV are priced differently and why some with different LTV’s are priced the same? So, how do we set Loan interest rates and then split that rate across across

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New arbitration process on COVID rent Arrears

The Government announced yesterday (9 November) that it is introducing new laws and a revised Code of Practice to deal with the remaining commercial rent debts accrued because of the pandemic. As before, this encourages tenants who can pay their rent to pay their rent in full. However, tenants who

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You can’t “out tech” real estate

Zillow started as a real estate listing marketplace in the USA, much like Rightmove in the UK, but quickly morphed into what is termed an iBuyer. Think of webuyanycar.com, but for houses. Using “very sophisticated data and analytics models”, they created a tool called Zestimate, which worked out what price