Proplend, the Peer-to-Peer Lending platform for secured UK commercial property loans has recently been awarded the maximum PLUS rating of 5/5 for their Tranche A investment and 3/5 for the Tranche B & C investments.
4thWay are the world’s first ratings and research agency for marketplace lending platforms. Their innovative PLUS Ratings, using international banking standard (Basel) stress tests, were created by a senior credit specialist, a senior quantitative risk modeller and experienced investors. Lending platforms are awarded the PLUS Rating which shows the underlying safeness for investors and the risk-reward balance during a very severe 1-in-100 year recession.
Brian Bartaby, Proplend Founder and CEO comments:
“In recognition of the fact that not all investors have the same risk parameters and return requirements, Proplend pioneered the P2P tranche loan model. This allows risk adverse lenders to participate in every loan by investing into Tranche A, which limits their exposure to 50% of the value of the property. Effectively investors have 200% capital protection on their investment on day 1.
We have always promoted the risk adjusted returns offered when investing through Proplend and it is significant that 4th Way have validated our thinking.
With so many P2P platforms operating a multitude of models and lending to different types of borrower, it is difficult for investors to see past headline rates or marketing, 4thWay can offer investors an independent view.”
Neil Faulkner, 4thWay Founder and Managing Director commented:
“This is frankly very impressive considering we add huge penalties to our models for any platforms with a history as short as Proplend. I’m really quite astounded that despite this Proplend still get the top score, it shows the underlying safeness for investors and the risk-reward balance.”
Please click HERE to find out more about the Proplend Tranching Model and our Five PLUS Rated Tranche A investment.
For more information on Proplend visit www.proplend.com or call 020 3397 8290
To learn more about the 4thWay PLUS Rating system please visit them at www.4thway.co.uk
P2P lending is not covered by the Financial Services Compensation Scheme and Investors Capital is at risk
