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Early indication in minutes, indicative terms in hours, due dilligence and funding in days – drawdown in less than a week. Proplend and friends show quick and flexible peer to peer lending can really be.
For the last 20 years, March and April have been a time for us to get our ISA affairs in order – topping-up ISA subscriptions for the tax year ending and funding ISAs for the year to come. But whilst the tax year end stays the same, the considerations we have for ‘ISA season’ cannot afford to.
A raft of tax changes has left major question marks over the ongoing profitability of (Residential) Buy-to-Let. But is the golden age of BTL really over and will investors now turn their attention to commercial property and P2P lending.